Millon Cashback: How Loss Rebates Are Worked Out

Cashback returns part of what you lost over a set period. It sounds like the most straightforward promotion, and in many ways it is, but two details decide its value: how "losses" are measured and whether the rebate arrives as cash or as bonus money with its own rollover. This page explains both and shows how to calculate an example.

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Net losses, not total stakes

Most cashback schemes use net losses: deposits minus withdrawals and remaining balance, or stakes minus winnings, over a day, week or month. A few use turnover instead, returning a small share of everything you bet regardless of the result — that is usually called a rebate. The terms should define which one applies, and whether bets placed with bonus money are counted.

Worked example

Illustrative example, not a Millon term: weekly cashback at 10% of net losses on slots.

Item	Amount
Deposits during the week	300
Withdrawals during the week	50
Balance at week end	40
Net loss	300 − 50 − 40 = 210
Cashback at 10%	21
If paid as bonus with 5x wagering	105 to stake before withdrawal

Cash cashback can be withdrawn straight away. Bonus cashback behaves like any other bonus: it carries a requirement, a stake cap and a deadline. A low-wagering rebate is still useful, but it is not the same as cash.

What is usually excluded

Losses on games with low or zero bonus contribution may not count toward cashback. Periods in which you held an active bonus are sometimes excluded too, because the operator does not want to refund losses incurred while chasing another promotion. If you mix live tables, crash games and slots, check which of them feed the calculation.

Cashback in loyalty tiers

Higher VIP tiers often raise the cashback percentage or switch the payment from bonus to cash. That can make cashback the most valuable part of a loyalty programme for a regular player. The rate is only part of the picture, though: a higher percentage paid as bonus with rollover may be worth less than a lower one paid as cash.

Cashback is credited on a schedule — for example on a fixed weekday — and may need to be claimed within a short window or it lapses. Note the claim day if the scheme is not automatic.

Using cashback sensibly

Cashback softens losses; it does not reverse them. In the example above, the player still lost most of the 210 units. Treat a rebate as a small discount on entertainment you had already budgeted for, never as a reason to keep playing to "earn" more of it. If you notice that pattern, a cooling-off period from the self-exclusion page is the better tool.

Cashback questions

Is cashback paid if I won during the period?

On loss-based schemes, no. If your net result is positive there is nothing to rebate. Turnover-based rebates are paid on stakes regardless of the result.

Can cashback be withdrawn immediately?

Only if it is paid as cash. Bonus cashback must be wagered first, under the stake cap and deadline set in the offer.

Do bonus bets count toward cashback?

Often not. Many terms calculate cashback only on real-money play, so check the definition of losses in the promotion text.

Related guides: VIP programme · Reload bonus · Wagering explained

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